Financing Your Procedure in Los Angeles

You want the best for your eyes. At the Maloney-Shamie-Hura Vision Institute, we'll help you get that.

Making Vision Correction Affordable

At Maloney-Shamie-Hura Vision Institute, our goal is to make vision correction accessible and affordable. Financial considerations should never stand in the way of a procedure that can meaningfully improve your vision—and your life. We offer several payment options to help fit treatment into your budget.

Promotional financing via the CareCredit card
_{Subject to credit approval. See carecredit.com for details.}
Cash, check, or major credit cards
Flexible Spending Account (FSA) and Health Savings Account (HSA) funds

Investing in Your Vision

For most of our patients, the cost of vision correction looks very different once they do the math. Glasses, contacts, solutions, exams, replacements - the costs of renting your good vision add up to thousands every few years, indefinitely. LASIK, EVO ICL, RLE, and cataract surgery with advanced lenses represent something different entirely: the decision to own your vision rather than lease it. It's the only investment most people will ever make that pays them back every single waking moment of their lives.

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Starting Age:

Number of years between purchasing new glasses:

Average cost of prescription glasses and lenses:

$366

Boxes of contacts purchased in a year:

Cost of a box of contact lenses:

$102

Lifetime Cost of Visual Aids:

$59,768

No Interest if Paid in Full Within 24 Months* Payment Calculator >

On qualifying purchases of $2,500 or more made with a CareCredit credit card at enrolled providers in the CareCredit Network—including procedures related to LASIK eye surgery in Los Angeles. Interest will be charged from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments are required.

*No interest will be charged on the promotional balance if it is paid in full within the promotional period. If the balance is not paid in full, interest will be charged from the purchase date. Minimum monthly payments may not pay off the balance before the promotional period ends, depending on purchase amount, promotional length, and payment allocation. Regular account terms apply to non-promotional purchases and to any remaining balance after the promotional period. For new accounts as of 5/30/24: Purchase APR 32.99%; Penalty APR 39.99%; Minimum interest charge $2. Existing cardholders should refer to their credit card agreement. Subject to credit approval.

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Reduced APR and Fixed Monthly Payments Required Until Paid in Full**

On qualifying purchases made with a CareCredit credit card at enrolled providers in the CareCredit Network:

Purchases of $1,000 or more are eligible for:

36-month offer at 18.90% APR
48-month offer at 19.90% APR

Purchases of $2,500 or more are eligible for a 60-month offer at 20.90% APR.

**Interest will be charged on promotional purchases at a reduced APR from the purchase date. Fixed monthly payments are required until paid in full and are calculated as follows: 36-month promotions—3.6605% of the initial promotional purchase amount; 48-month promotions—3.0377%; 60-month promotions—2.6997%. Payments are rounded up to the next highest whole dollar and may be higher than the minimum payment required for non-promotional purchases. During the final month(s) of the promotional period, required payments may be reduced due to prior rounding. Regular account terms apply to non-promotional purchases. For new accounts as of 5/30/24: Purchase APR 32.99%; Penalty APR 39.99%; Minimum interest charge $2. Existing cardholders should refer to their credit card agreement. Subject to credit approval.

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Tax Free Flexible Spending Accounts

Flexible Spending Accounts, or FSAs, utilize the tax codes to allow pre-tax income to be set aside to pay for medical costs, typically between $3,000 and $4,000. Your tax advisor will set it up if you meet the requirements. The FSAs are an option if you have a job based health plan. If not, there may be other Health Savings Accounts (HSAs) that are a better option for you.

Cost vs. Value An Investment in Your Vision

When considering vision correction, it's natural to focus on the upfront cost, and weighing if it's worth doing it right now or putting it off til later. But for most of our patients, LASIK and other procedures are more than a medical expense - they're life-changing investments.

Think about the years spent buying glasses, replacing lost contacts, and stocking up on solutions and cases. Those recurring costs add up. Most people spend well over $500 a year just maintaining their current level of vision—which means, over a little more than a decade, they've likely spent as much as a premium vision correction procedure costs. But the value of clear vision goes beyond the math.

If you've been researching LASIK cost in Los Angeles, you've probably noticed a wide range of pricing. When you choose a practice that pairs surgical excellence with the most advanced technology available, you're not just paying for a procedure - you're investing in your long-term vision and quality of life.

Our patients consistently tell us that choosing vision correction is one of the best decisions they've ever made. Not just for what it saves, but for the confidence, comfort, and freedom it delivers every day. At Maloney-Shamie-Hura Vision Institute, we offer cutting-edge technology, an elite surgical team, and a patient experience that reflects the standard your vision deserves.

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FAQs Financing, Pricing, & Insurance

Does insurance cover LASIK, EVO ICL, or RLE — and what about cataract surgery?

Cataract surgery with a standard lens is covered by most medical insurance plans as a medically necessary procedure. Premium lens upgrades, such as multifocal, EDOF, toric, or light adjustable lenses, are elective enhancements and are not covered. LASIK, PRK, EVO ICL, and RLE are elective vision correction procedures and are not covered by any medical insurance plan regardless of network status. However, FSA and HSA funds can be used for all of these procedures, and flexible financing options are available through CareCredit.

What does vision correction surgery in Los Angeles actually cost, and what's included?

The cost of your procedure depends on which surgery is right for you — LASIK, EVO ICL, PRK, or RLE, not to mention, the technology used and surgeon's expertise. At MSH Vision, your quoted price includes your pre-operative evaluation, the procedure itself, and all required follow-up visits. There are no hidden fees and no surprise charges after the fact. You'll receive a precise, all-in quote at your consultation once a recommendation is made but we are also happy to provide pricing ranges in advance. Just send a text below, email, or give a quick call.

What if I can’t afford to pay all at once?

We offer financing options through our trusted partner, CareCredit, which has 24-month, $0 down, 0% interest, promotional plans on purchases over $2,500. Many patients also elect to do a mix of payments methods - personal funds, credit cards plus financing.

Can I use my FSA or HSA — and is there a deadline I should know about?

Yes! FSA and HSA funds can be applied to LASIK, EVO ICL, RLE, and premium cataract lens upgrades. Both accounts use pre-tax dollars, which effectively reduces your out-of-pocket cost. One important distinction: FSA funds typically expire at the end of your plan year and do not roll over, making end-of-year scheduling a smart financial move for many patients. HSA funds roll over indefinitely. If you have unspent FSA dollars, scheduling your procedure before December 31 is one of the most efficient ways to use them.

Is LASIK really worth the cost?

Absolutely. Many patients find that LASIK pays for itself within just a few years by eliminating the ongoing expenses of glasses, contacts, and related supplies. Beyond the financial benefits, it’s an investment in comfort, confidence, and quality of life.

Are there hidden fees I should know about?

No. We believe in complete transparency. During your consultation, we’ll provide a personalized quote that includes everything—pre-operative testing, the procedure itself, and all necessary follow-up visits. No surprise charges. Ever.