Financing Your Procedure in Los Angeles

You want the best for your eyes. At the Maloney-Shamie-Hura Vision Institute, we'll help you get that.

Making Vision Correction Affordable

We understand that financial considerations are an important part of choosing vision correction. At Maloney-Shamie-Hura Vision Insitute, our goal is to help make your procedure more affordable, with flexible payment options for a range of budgets.

Promotional financing via the CareCredit card*
Promotional financing through Affirm.*
_{*Subject to credit approval.}
Promotional financing through Cherry.*
Cash, check, or major credit cards
Flexible Spending Account (FSA) and Health Savings Account (HSA) funds

Many patients like to mix & match by combining personal funds, a card, and financing.

Investing in Your Vision

For most of our patients, the cost of vision correction looks very different once they do the math. Glasses, contacts, solutions, exams, replacements - the costs of renting your good vision add up to thousands every few years, indefinitely. LASIK, EVO ICL, RLE, and cataract surgery with advanced lenses represent something different entirely: the decision to own your vision rather than lease it. It's the only investment most people will ever make that pays them back every single waking moment of their lives.

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Starting Age:

Number of years between purchasing new glasses:

Average cost of prescription glasses and lenses:

$366

Boxes of contacts purchased in a year:

Cost of a box of contact lenses:

$102

Lifetime Cost of Visual Aids:

$59,768

Three Ways to Pay Over Time Apply in minutes with any of our trusted partners. All three offer 0% financing options.
Checking won’t affect your credit score.

No Interest if Paid in Full Within 24 Months*

Payment CalculatorClick to explore your options

On qualifying purchases of $2,500 or more made with a CareCredit credit card at enrolled providers in the CareCredit Network. Interest will be charged from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments are required.

*No interest will be charged on the promotional balance if it is paid in full within the promotional period. If the balance is not paid in full, interest will be charged from the purchase date. Minimum monthly payments may not pay off the balance before the promotional period ends, depending on purchase amount, promotional length, and payment allocation. Regular account terms apply to non-promotional purchases and to any remaining balance after the promotional period. For new accounts as of 5/30/24: Purchase APR 32.99%; Penalty APR 39.99%; Minimum interest charge $2. Existing cardholders should refer to their credit card agreement. Subject to credit approval.

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CareCredit FAQs

Simple 12-Month Payment Plans

A straightforward way to split your procedure into monthly payments.

0% promotional financing available for approved applicants.
No late fees, no hidden fees, no compound interest — ever.
Fixed monthly payments over 12 months.
Checking your eligibility won’t affect your credit score.

Rates from 0% APR or 10–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license.

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Affirm FAQs

Pay Over Time With True 0% APR Options

Healthcare financing built for elective procedures, with an approval decision in about a minute.

True 0% APR options up to 24 months available
Flexible payment plans that fit your budget
Instant funding & NO hard credit check

Scan the QR code or click the link below to instantly apply for a flexible Cherry Payment Plan

Payment plans are provided by Cherry Technologies, Inc. and its lending partners, are subject to eligibility, and may not be available in all states. Terms, APR, and approval amount depend on your credit profile and purchase amount, and a down payment may be required.

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Cherry FAQs

Tax Free Flexible Spending Accounts

Flexible Spending Accounts, or FSAs, utilize the tax codes to allow pre-tax income to be set aside to pay for medical costs, typically between $3,000 and $4,000. Your tax advisor will set it up if you meet the requirements. The FSAs are an option if you have a job based health plan. If not, there may be other Health Savings Accounts (HSAs) that are a better option for you.

Cost vs. Value An Investment in Your Vision

When considering vision correction, it's natural to focus on the upfront cost, and weighing if it's worth doing it right now or putting it off til later. But for most of our patients, LASIK and other procedures are more than a medical expense - they're life-changing investments.

Think about the years spent buying glasses, replacing lost contacts, and stocking up on solutions and cases. Those recurring costs add up. Most people spend well over $500 a year just maintaining their current level of vision—which means, over a little more than a decade, they've likely spent as much as a premium vision correction procedure costs. But the value of clear vision goes beyond the math.

If you've been researching LASIK cost in Los Angeles, you've probably noticed a wide range of pricing. When you choose a practice that pairs surgical excellence with the most advanced technology available, you're not just paying for a procedure - you're investing in your long-term vision and quality of life.

Our patients consistently tell us that choosing vision correction is one of the best decisions they've ever made. Not just for what it saves, but for the confidence, comfort, and freedom it delivers every day. At Maloney-Shamie-Hura Vision Institute, we offer cutting-edge technology, an elite surgical team, and a patient experience that reflects the standard your vision deserves.

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FAQs Financing, Pricing, & Insurance

Does insurance cover LASIK, EVO ICL, or RLE — and what about cataract surgery?

Cataract surgery with a standard lens is covered by most medical insurance plans as a medically necessary procedure. Premium lens upgrades, such as multifocal, EDOF, toric, or light adjustable lenses, are elective enhancements and are not covered. LASIK, PRK, EVO ICL, and RLE are elective vision correction procedures and are not covered by any medical insurance plan regardless of network status. However, FSA and HSA funds can be used for all of these procedures, and flexible financing options are available through CareCredit.

What does vision correction surgery in Los Angeles actually cost, and what's included?

The cost of your procedure depends on which surgery is right for you — LASIK, EVO ICL, PRK, or RLE, not to mention, the technology used and surgeon's expertise. At MSH Vision, your quoted price includes your pre-operative evaluation, the procedure itself, and all required follow-up visits. There are no hidden fees and no surprise charges after the fact. You'll receive a precise, all-in quote at your consultation once a recommendation is made but we are also happy to provide pricing ranges in advance. Just send a text below, email, or give a quick call.

What if I can’t afford to pay all at once?

We offer financing options through our trusted partner, CareCredit, which has 24-month, $0 down, 0% interest, promotional plans on purchases over $2,500. Many patients also elect to do a mix of payments methods - personal funds, credit cards plus financing.

Can I use my FSA or HSA — and is there a deadline I should know about?

Yes! FSA and HSA funds can be applied to LASIK, EVO ICL, RLE, and premium cataract lens upgrades. Both accounts use pre-tax dollars, which effectively reduces your out-of-pocket cost. One important distinction: FSA funds typically expire at the end of your plan year and do not roll over, making end-of-year scheduling a smart financial move for many patients. HSA funds roll over indefinitely. If you have unspent FSA dollars, scheduling your procedure before December 31 is one of the most efficient ways to use them.

Is LASIK really worth the cost?

Absolutely. Many patients find that LASIK pays for itself within just a few years by eliminating the ongoing expenses of glasses, contacts, and related supplies. Beyond the financial benefits, it’s an investment in comfort, confidence, and quality of life.

Are there hidden fees I should know about?

No. We believe in complete transparency. During your consultation, we’ll provide a personalized quote that includes everything—pre-operative testing, the procedure itself, and all necessary follow-up visits. No surprise charges. Ever.