Financing Your Procedure

You want the best for your eyes. At the Maloney-Shamie Vision Institute, we'll help you get that.

At Maloney-Shamie Vision Institute, our goal is to make your vision correction procedure fit any budget. Financial considerations should not be an obstacle in having the procedure that will make a difference in your vision, and your life. Patients can choose to pay with any of the following options to make their procedure more affordable.

$0 down, 0% interest 24-month financing with CareCredit
$0 down & low monthly payments with a fixed interest rate for up to 60 months with CareCredit
Flex Spending/Health Savings Account funds
Cash, check, or credit card

At MSVI, we offer you flexibility and affordability.

Many of our patients have compared the cost of glasses and contact lenses over a ten-year period to the cost of LASIK surgery and many have found that their LASIK surgery and other procedures are a more economical option. Designer frames, contacts, lens solutions, eye doctor visits and high tech lenses can exceed thousands of dollars in only a few years. Financing LASIK or cataract surgery can be arranged just as you would finance a home improvement or a new car.

No Interest Payment Plans

24-month no-interest plan

You can finance your procedure over 24 months without interest. With this plan, you can expect:

No pre-payment penalties
No fees
No down payment
No interest if paid in 24 months

Apply for Care Credit Now

Extended Payment Plans

36, 48 and 60 month plans available

With an extended payment plan from CareCredit, you can expect:

No down payment
Low fixed interest rate
No pre-payment penalties or fees
Payments as low as $95 per month

Apply for Care Credit Now

Tax Free Flexible Spending Accounts

Flexible Spending Accounts, or FSAs, utilize the tax codes to allow pre-tax income to be set aside to pay for medical costs, typically between $3000 and $4000.

Your tax advisor will set it up if you meet the requirements. The FSAs are an option if you have a job based health plan. If not, there may be other Health Savings Accounts (HSAs) that are a better option for you.

Lines of Credit

For many patients who own their home, arranging a line of credit is another way of financing your eye care procedures. In this case, the interest on your loan may be tax deductible, making the cost of financing your procedure more affordable.